Subprime and Flexible Financing

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Subprime and Flexible Financing at Key Ford of Hazelton

At Key Ford of Hazelton in Hazleton, PA, we believe that everyone deserves the opportunity to drive a reliable vehicle, regardless of their credit history. We understand that sometimes your credit score doesn't reflect your ability to make consistent payments. That's why our dealership is committed to providing subprime and flexible financing options that work for drivers from all walks of life.

Whether you're rebuilding your credit after a difficult period or simply want better payment terms, our finance team is here to help you find a solution that fits your budget. Drivers from Mountain Top, PA have discovered that our dedication to customer service extends beyond the sales floor and into our finance center.

We Offer Flexible Financing on All Ford Models


Key Ford of Hazelton offers flexible financing options across the entire lineup of Ford vehicles in our new inventory. For truck enthusiasts, we carry the legendary F-150, the most popular pickup in America for nearly 50 years. It's known for its impressive capability, advanced technology and the highest towing capacity in its class. Those who need even more power can explore the F-250 and F-350 Super Duty models, which are ideal for heavy-duty work applications. Customers from Bloomsburg, PA visit our dealership  for our outstanding truck selection.

If you're looking for an SUV, the Explorer offers three rows of seating and excellent versatility for growing families. Adventure seekers love the Bronco and Bronco Sport, which combine rugged off-road capability with modern comfort. For those who want compact efficiency, the Maverick provides an innovative approach to the pickup segment, while the Ranger delivers midsize truck capability with excellent maneuverability. No matter which model you want, our finance team will work to find a payment plan that fits your budget.

Get Approved for a Sub-Prime Car Loan


Getting approved for a subprime car loan at Key Ford of Hazelton is a straightforward process. Our finance team evaluates each application individually, looking beyond just your credit score to understand your complete financial picture. We consider factors like your current income, employment stability, and down payment capability when working to get loan approval.

One great way to improve your chances of approval and secure better loan terms is through our trade-in program. If you have a current vehicle, trading it in can provide valuable equity toward your next purchase. This reduces the amount you need to finance, which can result in lower monthly payments. Our team will provide a fair assessment of your trade-in value and apply it directly to your purchase. Many customers from Freeland, PA have taken advantage of our trade-in program to make their vehicle purchase more affordable.

Compare Loan vs. Lease

When financing a vehicle, understanding the difference between a loan and a lease is essential for making the right decision.

With a traditional auto loan, you're working toward full ownership of the vehicle. Each payment builds equity, and once the loan is paid off, you own the vehicle outright with no further monthly payments. This option is ideal for most buyers, including those who want the freedom to customize their vehicle as they see fit. Residents of Pottsville, PA often choose this option for its long-term value.

Leasing, on the other hand, allows you to drive a vehicle for a set period while making lower monthly payments. At the end of the lease term, you simply return the vehicle and can choose to lease a newer model. You aren't building cash value, and you have to pay for any excess miles or wear and tear, so keep that in mind. Our finance experts can help you analyze both options to determine which strategy is right for you.

Get a Subprime Loan on a Used Model

At Key Ford of Hazelton, we maintain a massive selection in our used inventory that far exceeds what most dealers offer. This extensive inventory means you have more choices when shopping for a quality pre-owned vehicle, and our subprime financing options extend to these used models.

Purchasing a used vehicle with subprime financing can be an excellent strategy for rebuilding your credit while driving a dependable vehicle. Used vehicles have lower prices, which can translate into more manageable monthly payments. Many shoppers from Nesquehoning, PA have found their ideal used vehicle in our expansive used inventory.

We Make It Easy to Get Financing

Key Ford of Hazelton has streamlined the financing process to eliminate stress. We believe that securing an auto loan shouldn't be complicated, which is why we've implemented customer-friendly practices throughout our finance department.

Our no-hassle credit checks provide a clear picture of your financing options without unnecessary delays or pressure. In addition, we secure competitive interest rates by working with multiple lenders and advocating on your behalf. Our relationships with various financial institutions allow us to shop your application around to find the most favorable terms available for your credit situation.

Schedule Your Visit

Contact Us and Visit Our Finance Center Today

Ready to explore your subprime and flexible financing options at Key Ford of Hazelton? We encourage you to visit our dealership in Hazleton, PA, where you can take a test drive and sit down with our finance professionals to discuss your situation. Contact us to set up a finance center appointment and discover why so many customers trust us with their financing needs.

  1. Key Ford of Hazleton

    1112 North Church Street
    Hazleton, PA 18202

    • Sales: (570) 454-2414
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Get in Touch

  • Contact Us: (570) 454-2414
  • Monday9am-6pm
  • Tuesday9am-6pm
  • Wednesday9am-6pm
  • Thursday9am-6pm
  • Friday9am-6pm
  • Saturday9am-4pm
  • SundayClosed